[UK Credit Card] American Express Platinum Card UK (as of 2023/3/1)

If you are looking for a credit card that offers rich travel benefits and luxurious experiences, then the Amex Platinum Card UK may be your best choice. This card not only has a high sign-up bonus, but also many unique advantages that allow you to enjoy more convenience and comfort in your travels and daily life. This article will provide you with a detailed introduction to the features and application process of this card, and tell you how to get additional rewards through the Referral link.

Amex Platinum

The sign-up bonus for the Amex Platinum Card UK is 30,000 Membership Rewards (MR) points (historically up to 90,000), equivalent to a value of 300 pounds. To receive this bonus, you need to spend at least £4,000 within the first three months. MR points can be redeemed for various gift cards, cash back, travel bookings, or converted into miles or points of airline or hotel groups.

Annual Fee#

The annual fee for the Amex Platinum Card UK is £575. Although this number may seem high, it is actually very worthwhile if you can make full use of the various benefits provided by this card.

Travel Benefits#

The Amex Platinum Card UK is a credit card designed for travelers, and it provides the following travel benefits:

Airport Lounges: You and your Platinum supplementary cardholders can enjoy free access to over 1,400 airport lounges, including Priority Pass, Centurion Lounge, Delta Sky Club, and more. Regardless of which airline or cabin class you are flying, as long as you present your Platinum card and boarding pass, you can enjoy the dining, resting, and entertainment services provided by the airport lounges.
Hotel Membership Levels: You and your Platinum supplementary cardholders can automatically obtain membership levels of various hotel groups, such as Marriott Bonvoy Gold Elite, Hilton Honors Gold, Radisson Rewards Gold, and more. These membership levels allow you to enjoy benefits such as free breakfast, room upgrades, and late check-out.
Fine Hotels & Resorts: When you book partner hotels of Fine Hotels & Resorts (FHR) through Amex, you can enjoy benefits worth an average of around £400 per stay, including daily breakfast for two, $100 credit (for dining or spa), room upgrades (subject to availability), and guaranteed 4pm check-out.
The Hotel Collection: When you book partner hotels of The Hotel Collection (THC) through Amex, you can enjoy a $75 credit (for dining or spa) and room upgrades (subject to availability) for each stay of two nights or more.
Global Dining Credit: You can enjoy a maximum of £300 dining cashback per year at selected restaurants, including Hakkasan, Zuma, Roka, and more. You just need to register for this benefit in Amex Offers, and then spend at the participating restaurants (specifically, you can check the supported restaurants on Resy) to receive the corresponding cashback.
Travel Insurance: When you use the Amex Platinum Card UK to book travel, you and your family members can enjoy comprehensive travel insurance, including coverage for medical expenses, lost luggage, flight delays, and more. You can also purchase travel insurance for others and receive discounts.
Car Rental Benefits: When you rent a car with the Amex Platinum Card UK, you can enjoy membership levels of multiple car rental companies, such as Avis Preferred Plus, Hertz Gold Plus Rewards, and more. These membership levels allow you to enjoy benefits such as free car upgrades, extra points, or discounts.

Lifestyle Benefits#

In addition to travel benefits, the Amex Platinum Card UK also provides the following lifestyle benefits:

Amex Offers: This is a regularly updated platform for promotional activities, allowing you to receive cashback or points rewards when you spend at various brands and merchants. You just need to register for the offers you are interested in on the Amex App or online account, and then spend as required to receive the corresponding rewards.
Platinum Events: This is an event platform specifically designed for Platinum cardholders, allowing you to have the opportunity to participate in unique and memorable experiences, such as concerts, movie premieres, food festivals, and more. You just need to pay attention to the updated event information on the Amex App or online account, and make timely reservations to participate.
Concierge Service: This is a personal concierge service provided specifically for Platinum cardholders, allowing you to get assistance anytime and anywhere. Whether it's making restaurant reservations, purchasing tickets, or arranging travel plans, you just need to call the phone number on the back of your Platinum card to contact the Concierge Service and tell them what assistance you need.

Travel Insurance#

When you use the Amex Platinum Card UK to book travel, you and your family members (including spouse and children under 18) as well as your supplementary cardholders can enjoy comprehensive travel insurance, including:

Medical Expenses: Coverage for medical expenses up to £2 million, including ambulance, hospitalization, surgery, and more.
Personal Property: Coverage for personal property loss or theft up to £2,000, including luggage, cash, passport, and more.
Flight Delays: If your flight is delayed for more than 4 hours, or if it is canceled or you miss a connecting flight, coverage for additional expenses up to £300, including accommodation, meals, transportation, and more.
Trip Cancellation or Interruption: If you have to cancel or interrupt your trip due to accidents, illness, or other reasons, coverage for prepaid expenses up to £7,500, including airfare, hotel, activities, and more.

These insurances are automatically effective and do not require additional payment. However, there are some limitations and exclusions, such as:

Age Limit: The primary cardholder and supplementary cardholders must be under 70 years old; spouses and children must be under 80 years old.
Pre-existing Medical Conditions: If you have certain serious or chronic illnesses before departure, which may affect your travel plans or require treatment, these illnesses are not covered by the insurance.
Coverage Limitations: In some special circumstances (such as war, terrorism, nuclear radiation, etc.), the insurance may not be effective or may only be partially effective.

Therefore, please read the insurance terms carefully before departure and decide whether you need to purchase additional insurance based on your own situation.

Application Process#

If you are interested in the Amex Platinum Card UK and meet the following criteria:

18 years old or above
UK resident
Annual income of at least £50,000
No adverse credit history

Then you can apply for this card through the official website.

However, before that, if you would like to support the blogger, you can apply through my Referral link, so that you can receive an additional 5,000 MR points bonus, equivalent to a value of £50. Moreover, you can also invite your friends or family members to apply for the Amex Platinum Card UK or other Amex cards through this link and receive more points rewards.

In summary, the Amex Platinum Card UK is a credit card that is very suitable for travelers and those who pursue a high-quality life. It provides rich and unique travel benefits and lifestyle benefits.

Thank you for reading my blog, I hope it has been helpful to you. If you have any questions or comments, please leave them below or contact me. I wish you a smooth application process and a pleasant journey!